Terms of Service for Chatem Last Updated: February 15, 2026 Effective Date: February 15, 2026 Welcome to Chatem (“we,” “us,” or “our”). These Terms of Service (“Terms”) govern your access to and use of the website at https://hyse16.wixsite.com/chatem and any associated features, services, content, and applications (collectively, the “Service”). By creating an account, accessing, or using the Service in any way, you agree to be bound by these Terms. If you do not agree, do not use the Service. 1. Eligibility You must be at least 13 years old to use Chatem. If you are under 18, you must have parental or guardian permission to use the Service. Using the Service if you do not meet these requirements is prohibited. 2. Your Account You are responsible for safeguarding your login credentials and for all activity under your account. You must not share your account with others, and you must notify us immediately if you believe your account has been compromised. 3. User Content “User Content” means any text, photos, videos, comments, messages, or other materials you upload, post, or share on Chatem. By posting User Content, you represent and warrant that: You own or have the right to post that content. It does not infringe on anyone else’s rights (copyrights, trademarks, privacy, publicity, etc.). It complies with all applicable laws. License to Use Content: By posting your content on Chatem, you grant us a non-exclusive, worldwide, royalty-free license to use, copy, display, distribute, modify, and otherwise make your content available as needed to operate the Service. You still retain ownership of your content. 4. Content Rules You agree not to post content that: Is offensive, abusive, hateful, harassing, violent, or discriminatory. Violates the legal rights of others. Contains spam, malware, or harmful code. Promotes illegal activities or infringes on others’ rights. We may remove any content that violates these rules or is otherwise inappropriate, at our discretion. 5. Privacy Your use of the Service is also governed by our Privacy Policy, which explains how we collect, use, share, and protect your personal information. You agree that your data may be processed as described in the Privacy Policy. (Link your privacy policy here.) 6. Third-Party Links and Services The Service may contain links to third-party websites or services. We are not responsible for their content, practices, or policies. 7. Termination We may suspend or terminate your account or access to Chatem at any time, without notice, if you violate these Terms or for any other reason. 8. Disclaimers The Service is provided “as is” and “as available,” without warranties of any kind—express or implied. We do not guarantee the Service will be error-free or uninterrupted. 9. Limitation of Liability To the fullest extent permitted by law, Chatem and its owners, affiliates, and service providers will not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Service, even if advised of the possibility of such damages. 10. Changes to Terms We may change these Terms at any time by posting an updated version on the Service. Your continued use after changes means you accept the new Terms. 11. Governing Law These Terms are governed by the laws of the State of California, United States, without regard to conflict of law principles. 12. Contact Information If you have questions about these Terms, email us at: 📧 parkertripoli@gmail.com

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some websites trusted by chatem Chatem's Trusted Sites 🌐 General Knowledge & Reference Wikipedia.org – Broad reference (good starting point, always check sources) Britannica.com – Expert-written encyclopedia HowStuffWorks.com – Easy explanations of how things work 📰 News & Journalism BBC.com Reuters.com APNews.com (Associated Press) NPR.org TheGuardian.com 🧪 Science, Tech & Education NASA.gov NIH.gov (National Institutes of Health) CDC.gov KhanAcademy.org MIT.edu Stanford.edu 💻 Programming & Tech Learning MDN Web Docs (developer.mozilla.org) StackOverflow.com GitHub.com W3Schools.com FreeCodeCamp.org 🏛️ Government & Official Info (U.S.) USA.gov IRS.gov NOAA.gov (weather & climate) FCC.gov 🔐 Online Safety & Trust Indicators Trusted sites usually: Use HTTPS (🔒 lock icon) Have clear About / Contact pages Are well-known or officially backed Don’t flood you with fake popups or forced downloads Add A Site

Cookie Policy for Chatem Last Updated: February 15, 2026 Effective Date: February 15, 2026 This Cookie Policy explains how Chatem (“we”, “us”, or “our”) uses cookies and similar tracking technologies on our website at https://hyse16.wixsite.com/chatem (the “Service”). It describes what cookies are, why we use them, and how you can manage them. By accessing or using the Service, you agree to the use of cookies as described in this policy. 1. What Are Cookies? Cookies are small text files that are stored on your device when you visit a website. They allow the site to recognize your device and collect certain information about your browsing activity. Similar technologies include web beacons and tracking pixels. 2. Why We Use Cookies We use cookies for several purposes: Essential cookies – Needed for basic website functions, like keeping you logged in or remembering your session. Functional cookies – Help remember your preferences to improve your experience. Performance cookies – Collect information about how you use the Service so we can optimize it (e.g., which pages are visited most often). Third-party cookies – Set by services we use, such as analytics or social media features. Cookies help make the site easier to use, improve performance, and customize your experience. 3. Types of Cookies We Use We may use the following categories of cookies: a. Necessary / Essential Cookies These are required for the website to work properly and cannot be turned off in our system. b. Functional Cookies These remember choices you make (like language or settings) to improve your experience. c. Analytics / Performance Cookies These collect anonymous data about website use so we can understand user behavior and improve the Service. d. Third-Party Cookies Some cookies are placed by external services (e.g., analytics platforms) that may collect information about your browsing across different websites. 4. How We Use Cookies Cookies help us: Recognize your device each time you visit the Service Remember your preferences and settings Improve and analyze how the Service is used Deliver features such as keeping you logged in 5. Your Cookie Choices You can manage or delete cookies through your browser settings at any time. Most browsers allow you to disable cookies or clear stored cookies. If you choose to disable cookies, some features of the Service may not work as intended. You may also see a cookie banner or preference manager when you first visit the site to accept, reject, or customize which cookies you want to allow. 6. Third-Party Cookies Our Service may include cookies from third-party services (such as analytics or social media tools). We do not control these third-party cookies, and the use of such cookies is subject to the third parties’ own privacy policies. 7. Updates to This Cookie Policy We may update this Cookie Policy to reflect changes in the law, our practices, or the technology we use. The “Last Updated” date at the top will change when this policy is revised. 8. Contact Us If you have questions about this Cookie Policy or want to exercise your cookie preferences rights, contact us at: 📧 parkertripoli@gmail.com